Washington service-area guide

Washington total loss appraiser: city & neighborhood appraisal guides

Disagree with the value of your vehicle? Find your city for help reviewing the offer, understanding your appraisal-clause rights and choosing an independent appraiser.

A Washington claim starts here

Washington appraisal clause eligibility and vehicle value

Find the policy and endorsements that covered the loss. Washington requires an appraisal clause in auto policies with first-party physical-damage coverage issued or renewed effective on or after January 1, 2026. Older policies may also include one.

For the valuation itself, review the garage location, date of loss, vehicle specifications, and comparable adjustments. We explain what to send and how to check the report.

Sources & review

Reviewed October 8, 2026. RCW 48.18.620 · WAC 284-30-391

Nico Nix, founder and independent auto appraiser at Total Loss Northwest

Meet your appraiser · Consumer-only

Your independent auto appraiser for Washington

Total Loss Northwest was founded by Nico Nix, an independent auto appraiser with deep roots in the Northwest car community and a lifelong passion for vehicles. Nico grew up in the industry—his dad owns Leverage Auto Appraisals in Oregon, and his brother runs Diminished Value of Oregon. Appraisals aren’t just a business for the Nix family—they’re a legacy of helping drivers get what’s fair.

Nico’s love for cars started early, spending weekends in the garage and attending classic car shows. Today, he’s a proud member of a local car club and continues to host events that bring enthusiasts together. That same passion and knowledge now fuel every appraisal he completes for his clients.

Independent auto appraisal for vehicle owners throughout Washington.

Free review · Consumer-only

Washington total loss claim review

Send your insurer’s valuation and latest written offer. We’ll review the report and discuss whether appraisal makes sense before you pay.

Upload your documents in the form below. For help, call (971) 666-1646.

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Free claim review