Total loss questions, answered

Washington total loss appraisal & appraisal clause questions

Practical guidance for a Washington first-party total loss dispute, with links to the official rules.

Nico Nix, founder and independent auto appraiser at Total Loss Northwest

Meet your appraiser · Consumer-only

Your independent auto appraiser for Washington

Total Loss Northwest was founded by Nico Nix, an independent auto appraiser with deep roots in the Northwest car community and a lifelong passion for vehicles. Nico grew up in the industry—his dad owns Leverage Auto Appraisals in Oregon, and his brother runs Diminished Value of Oregon. Appraisals aren’t just a business for the Nix family—they’re a legacy of helping drivers get what’s fair.

Nico’s love for cars started early, spending weekends in the garage and attending classic car shows. Today, he’s a proud member of a local car club and continues to host events that bring enthusiasts together. That same passion and knowledge now fuel every appraisal he completes for his clients.

Independent auto appraisal for vehicle owners throughout Washington.

Free review · Consumer-only

Washington total loss claim review

Send your insurer’s valuation and latest written offer. We’ll review the report and discuss whether appraisal makes sense before you pay.

Upload your documents in the form below. For help, call (971) 666-1646.

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Free claim review